Invoice finance
Get paid on the invoices you choose — cash usually the same day, often within minutes.
- How much
- £100 – £100,000 per invoice; facilities up to £700,000
- Typical terms
- Pay as you go — fund single invoices, no long contract
- How fast
- Timings depend on the lender, the amount and the checks needed. We'll give you a realistic timeline.
Indicative only. Subject to lender assessment and approval. How we're paid: our service is free to your business; we receive a commission or finder's fee for arranging finance. Broker Terms
Invoice finance calculator
Cash today (up to)
£19,800
- Fee
- £360.00
- Balance when your customer pays
- -£160.00
- What you receive overall
- £19,640.00
Up to 99% of each eligible invoice (£100–£100,000 per invoice), one fee of 0.06% per day (minimum 10 days or £18), no set-up or ongoing fees. Facilities up to £700,000. For limited companies invoicing other businesses or the public sector.
Illustrative only. Indicative only. Subject to lender assessment and approval.
What it is
Choose the invoices you want paid early — there's no need to fund your whole ledger. Typically up to 99% of an eligible invoice is advanced, usually the same day and often within minutes.
Invoices from £100 to £100,000 each, within a facility of up to £700,000 that the lender sets and grows with your business.
One simple fee per advance — around 1.8% for a 30-day advance (0.06% per day, minimum 10 days or £18). No setup or ongoing fees and no charge over the business.
Larger ledgers can also use whole-ledger facilities, typically 80–90%.
Who it suits
- UK limited companies invoicing other businesses or the public sector on credit terms.
- Companies where long payment terms are holding back growth or payroll.
- Recruitment, construction services, wholesale, logistics and professional services.
What you need
To get started
- An active limited company invoicing business customers
- A sales ledger with credit terms, not cash-on-delivery sales
- Recent aged debtor report and bank statements
Pros
- The facility grows as your sales grow
- Smooths cashflow without a fixed lump-sum repayment
- Some facilities include credit control support
Watch-outs
- Not suitable if you sell mainly to consumers
- Concentration on one large customer can limit what is available
- Fees are charged per day the advance is outstanding, so slow-paying customers cost more
FAQ
Invoice finance, explained.
Check your invoice finance options in minutes.
Start with your company name. No credit check, no obligation, and a named relationship manager if you want to talk it through.
UK limited companies and LLPs. Indicative only. Subject to lender assessment and approval.