Property and secured lending
Larger or longer-term funding secured against commercial or investment property.
- How much
- £50,000 – £10,000,000+
- Typical terms
- 3 months (bridging) – 25 years (commercial mortgage)
- How fast
- Timings depend on the lender, the amount and the checks needed. We'll give you a realistic timeline.
Indicative only. Subject to lender assessment and approval. How we're paid: our service is free to your business; we receive a commission or finder's fee for arranging finance. Broker Terms
Property & secured calculator
Total interest (retained)
£17,100
- Maximum available
- up to £200,000
- Amount shown
- £150,000
- Rate
- 0.95% a month
- Repay at the end
- £150,000
Maximum is up to 70% of the property value, less existing mortgages or charges. Bridging interest is usually retained (taken from the loan upfront), so there are no monthly payments.
Illustrative only. Indicative only. Subject to lender assessment and approval.
What it is
Commercial mortgages, bridging finance and development facilities secured by a charge over property.
Security means larger amounts and longer terms than unsecured lending typically allows.
Includes second charges where there is enough equity behind an existing lender.
Who it suits
- Limited companies buying trading premises or investment property.
- Property investors and SPVs refinancing or raising capital against a portfolio.
- Businesses needing a larger sum than unsecured lending supports.
What you need
To get started
- An active limited company or SPV
- Property details, current valuation and any existing charges
- Accounts, rental schedules or a project plan depending on the facility
Pros
- Access to the largest facility sizes on our panel
- Longer terms keep monthly costs lower
- Can consolidate several shorter, costlier facilities
Watch-outs
- Your property is at risk if you do not keep up repayments
- Valuation and legal fees apply and take time
- Existing charges at Companies House can reduce what is available
FAQ
Property & secured, explained.
Check your property & secured options in minutes.
Start with your company name. No credit check, no obligation, and a named relationship manager if you want to talk it through.
UK limited companies and LLPs. Indicative only. Subject to lender assessment and approval.