Unsecured business loans
A fixed lump sum repaid over a set term, with no asset used as security.
- How much
- £10,000 – £500,000
- Typical terms
- 3 – 60 months
- How fast
- Same-day decisions are often available up to £100k. Timings vary by lender.
Indicative only. Subject to lender assessment and approval. How we're paid: our service is free to your business; we receive a commission or finder's fee for arranging finance. Broker Terms
Business loan calculator
Monthly repayment
£2,307.25
- Total repayment
- £55,373.91
- Total interest
- £5,373.91
Representative example: borrowing £50,000 over 24 months at 10% a year would cost £2,307.25 a month, £55,373.91 in total, including £5,373.91 interest.
Illustrative only. Your actual rate depends on your circumstances. Indicative only. Subject to lender assessment and approval.
What it is
A lump sum paid into your business account and repaid in regular instalments over an agreed term.
No specific business asset is pledged as security, although most lenders on our panel ask directors for a personal guarantee.
Pricing and term are set at the outset, so your repayments are predictable from day one.
Who it suits
- Limited companies trading for at least six months with regular money coming in.
- Businesses that want a clear end date and fixed repayments rather than an open-ended facility.
- Funding a one-off project, a hire, a marketing push or bridging a known gap.
What you need
To get started
- An active limited company registered at Companies House
- Usually 3 – 6 months of business bank statements
- Latest filed accounts or management figures where available
- Director details for identity and credit checks at full application stage
Pros
- Fast to arrange, with same-day decisions often available up to £100k
- No property or specific asset pledged as security
- Fixed repayments make budgeting straightforward
Watch-outs
- A personal guarantee from directors is common
- Shorter terms mean higher monthly repayments
- Early settlement terms vary, so check them before you sign
FAQ
Business loan, explained.
Check your business loan options in minutes.
Start with your company name. No credit check, no obligation, and a named relationship manager if you want to talk it through.
UK limited companies and LLPs. Indicative only. Subject to lender assessment and approval.